:root{--navy:#0b3a5b;--navy2:#072a43;--blue:#1f6fb2;--acc:#ff5a1f;--ink:#1b2430;--muted:#5b6675;--bg:#f5f8fb;--line:#dbe3ec}
*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff}
a{color:var(--blue)}.wrap{max-width:1140px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.callbar{position:sticky;top:0;z-index:50;background:var(--acc);text-align:center}.callbtn{display:block;color:#fff;font-weight:800;padding:9px;text-decoration:none;letter-spacing:.2px}
header.top{background:#fff;border-bottom:1px solid var(--line)}header.top .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;padding:10px 20px}
.logo{text-decoration:none;color:var(--navy);font-size:1.1rem;display:flex;gap:8px;align-items:center}nav a{margin-left:14px;text-decoration:none;color:var(--ink);font-size:.95rem}
.btn{display:inline-block;background:var(--acc);color:#fff;border:0;border-radius:8px;padding:12px 22px;font-weight:800;text-decoration:none;cursor:pointer;font-size:1rem;min-height:44px}
.btn.sm{padding:8px 14px;color:#fff}.btn.big{font-size:1.15rem;padding:15px 26px}.btn:hover{filter:brightness(.93)}
.hero{background:linear-gradient(135deg,var(--navy2),var(--navy) 60%,#11507d);color:#fff}.hero .wrap{display:grid;gap:30px;padding:44px 20px}
@media(min-width:900px){.hero .wrap{grid-template-columns:1.15fr .85fr;padding:70px 20px}}
.hero h1{font-size:clamp(1.9rem,4vw,2.9rem);line-height:1.15;margin:.2em 0}.eyebrow{text-transform:uppercase;font-size:.8rem;letter-spacing:1.5px;color:#9fd0ff;margin:0}
.lede{font-size:1.15rem;color:#dbe9f6}.ticks{list-style:none;padding:0}.ticks li{margin:6px 0}.light{color:#b8cde0}.small{font-size:.85rem}
form.lead{background:#fff;color:var(--ink);border-radius:12px;padding:22px;box-shadow:0 12px 40px rgba(0,0,0,.25)}form.lead h2{margin:0 0 4px}
form.lead label{display:block;font-weight:600;margin:10px 0 0;font-size:.92rem}form.lead input,form.lead select{width:100%;padding:11px;border:1px solid var(--line);border-radius:7px;font:inherit;margin-top:4px}
form.lead .chk{font-weight:400;font-size:.82rem;display:flex;gap:8px;align-items:flex-start}form.lead .chk input{width:auto;margin-top:4px}
form.lead button{width:100%;margin-top:14px}.hp{position:absolute;left:-5000px}.msg{font-weight:700}.msg.ok{color:#137a3a}.msg.err{color:#b3261e}
.trust{background:var(--bg);border-bottom:1px solid var(--line)}.grid4{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;padding:20px}
.grid4 div{display:flex;flex-direction:column}.grid4 b{font-size:1.3rem;color:var(--navy)}.grid4 span{color:var(--muted);font-size:.92rem}
section{padding:50px 0}section.alt{background:var(--bg)}h2{color:var(--navy);font-size:1.7rem;margin-top:0}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px}.card h3{margin-top:0;color:var(--navy)}
.two{display:grid;gap:30px}@media(min-width:850px){.two{grid-template-columns:1fr 1fr}}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;position:relative;padding:4px 0 14px 52px}.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}
.chips{display:flex;flex-wrap:wrap;gap:8px}.chips a,.chips span{border:1px solid var(--line);background:#fff;border-radius:20px;padding:6px 14px;text-decoration:none}.chips a{border-color:var(--blue);font-weight:600}
details{border:1px solid var(--line);border-radius:8px;padding:12px 16px;margin:10px 0}summary{font-weight:700;cursor:pointer}
.ctaband{background:var(--navy);color:#fff;text-align:center}.ctaband h2{color:#fff}
footer{background:#0d1620;color:#aab6c3;padding:30px 0 90px;font-size:.9rem}footer a{color:#d4e3f2}
.mcall{position:fixed;bottom:0;left:0;right:0;background:var(--acc);color:#fff;text-align:center;font-weight:800;padding:15px;text-decoration:none;z-index:60;font-size:1.1rem}
@media(min-width:900px){.mcall{display:none}footer{padding-bottom:30px}}@media(max-width:700px){nav a:not(.btn){display:none}}

.qa{margin:0 0 18px}.qa h3{margin:0 0 4px;font-size:1.05rem}.qa p{margin:0}

.qa{margin:0 0 18px}.qa h3{margin:0 0 4px;font-size:1.05rem}.qa p{margin:0}